Payout & withdrawal policy
How rewards move from pending to your wallet, how to withdraw to UPI, timelines, taxes, reversals and refunds.
The short version
- ✓Rewards are credited only after the partner approves the lead.
- ✓Withdraw to your own UPI ID or bank account from ₹100. No fees.
- ✓Withdrawals are usually processed within 24–48 working hours.
- ✓You never pay EarningPe anything, so there is nothing to refund — but rewards can be reversed if a lead is later found invalid.
On this page
1How rewards reach your wallet
| Status | What it means | In your wallet |
|---|---|---|
| Pending | Your referred person has started or completed the offer and the partner is verifying it. | Shown as pending — not withdrawable |
| Approved | The partner confirmed the action. The reward is locked in. | Added to available balance in the next weekly credit |
| Rejected | The action was incomplete or did not meet the offer conditions. | Not credited |
| Reversed | An approved lead was later cancelled or found invalid by the partner or our checks. | Deducted from your balance |
Each offer shows its expected tracking time and payout time. These are estimates that depend on the partner; some partners take longer to confirm, especially for multi-step offers.
2Weekly credits
Approved rewards are moved into your available balance in a weekly cycle. Step-wise offers (for example, account opened + first deposit) credit each step separately as it is approved.
3Withdrawing your money
- Minimum withdrawal: ₹100 of available balance.
- Payout methods: UPI ID or bank account (account number + IFSC), added under Profile → Payout methods.
- The UPI ID or bank account must be in your own name, matching your account profile.
- Processing time: usually 24–48 working hours. Bank holidays and checks can add time.
- Fees: none. EarningPe does not charge for withdrawals.
If a withdrawal fails because of incorrect or inactive payout details, the amount is returned to your wallet. Update your details and request again.
4Verification before payment
To protect your earnings and comply with law, we may ask you to verify your identity, payout account or PAN before releasing a withdrawal — for example, for your first withdrawal, a large amount, or a change of payout details. Payments may be held until verification is complete.
5Taxes
Earnings from referrals may be taxable income in your hands. Where applicable income-tax law requires us to deduct tax at source (TDS), we will deduct it before payment, show it in your wallet history and issue the required certificate. If you have not provided a valid PAN when it is required, a higher rate may apply or the withdrawal may be held. Please consult a tax adviser about your own obligations.
6Reversals and holds
We may hold, withhold or reverse rewards if:
- a partner cancels or rejects a lead after approval (for example, the product is returned, cancelled during a free-look period, or found fraudulent);
- a reward was credited by mistake;
- we reasonably suspect a breach of our Fair use policy, while we investigate.
If a reversal takes your balance below zero, the shortfall will be adjusted against future earnings.
7Refunds and cancellations
EarningPe does not sell anything to you, and you never pay us to join, share offers or withdraw — so there are no purchases to refund or cancel.
Products bought or applied for through an offer (such as a credit card, loan or subscription) are sold by the partner. Cancellations, refunds and charges for those products are handled by the partner under its own policy. Contact the partner directly.
If an amount was deducted from your wallet in error, write to [email protected] within 30 days and we will investigate and correct it.
8Inactive and closed accounts
If you close your account, any approved balance of ₹100 or more will be paid to your verified payout method, subject to this policy. If your account is suspended for a breach of our Terms or Fair use policy, rewards linked to the breach are forfeited. We will contact you before closing an account for inactivity.
9Payment problems
Write to [email protected] with your registered mobile number and the withdrawal reference shown in the app. If your concern is not resolved, follow the Grievance redressal process.
Questions about this policy?
We usually reply within 24 working hours.